Healthy finances.Family style.
With Apple Card Family,1 you can share Apple Card with a Co‑Owner and add up to four Participants to one easy-to-manage account.
Two kinds of users. The right fit for everyone.
Co‑Owners
share equal benefits and responsibilities for the account.
Ashley
Adult
Daniel
Adult
Participants
age 13 and older can spend within limits and get Daily Cash.
Will
Age 15
Olivia
Adult
Dawn
Adult
Co‑Owners are
equal partners.
It’s easy to add your partner, spouse, or other adult from your Family Sharing group as a Co‑Owner — even if they don’t have their own Apple Card yet.
Apple Card Family allows two partners to merge credit lines7 to form a single co-owned account, manage that account together, and build credit as equals.
Participants learn healthy financial habits.
Anyone age 13 or older in your Family Sharing group can be added to your card as a Participant. The Owner’s credit limit or Co‑Owners’ combined credit limit can be extended to all Participants.
To help Participants learn to use credit responsibly, Co‑Owners can set spending limits and receive real-time notifications. Participants 18 and over can even build their own credit.
Family members can use their Apple Card anywhere Mastercard is accepted and, unlike with other cards, can automatically receive Daily Cash back on their own purchases.